Your AI money assistant

Sort your money.
Skip the admin.

Breadly connects to your accounts and finds real, personalised ways to save you money.

89%of early testers rated Breadly “extremely valuable”
Backed & built with
Startup programme
Open banking partner
Pre-accelerator
Voice AI partner
Google for Startups Cloud
Why most of us lose money

You’re not bad with money.
Life just gets in the way.

£0
lost on average each year just by putting off money decisions
Money Ready, 2025
0%
keep paying for subscriptions they no longer use
Money Ready, 2025
£0
sits idle in UK accounts earning next to nothing
Spring / CACI, 2025
Breadly in action

Assess. Recommend. Execute.

Your AI finance assistant assesses your money and recommends a real plan today.

01 Assess

Chat & connect

Tell Breadly your goals and securely connect your accounts - read-only.

02 Recommend

Get your plan

A personalised set of actions, each with the money it’ll save or make.

03 Execute Coming soon

Approve - it’s done

Breadly switches the bill or cancels the subscription - no disruption.

You approve. Breadly does the rest.

Spotting the savings today, and soon switching bills and cancelling waste for you. No spreadsheets, no admin.

Get early access
Beyond the savings

A money assistant you can actually talk to

Ask anything about your finances in plain English, and watch every goal move forward - Breadly keeps the whole picture in view.

Ask anything

Your finances, answered in seconds

Goal tracking

Set a goal once. Stay on track without thinking about it

Set your first goal and let Breadly help you reach it faster.

Get early access
Real savings, personalised

Save money without giving up what you love

Breadly studies your spending and surfaces personalised ways to save and optimise.

Smart insights

Breadly reads your real spending and shows you exactly where you can save - tuned to you, not generic money tips.

Chat, type or talk

Ask anything about your money in plain English - “Can I afford this?”, “Where did it go?” - and get a clear, grounded answer in seconds.

Optimise every payday

Each payday, Breadly shows exactly how much to set aside and where, so more of your cash is working harder.

Coming soon
Switch electricity provider
Move to a cheaper tariff on the same usage
£348 / yr
Cancel unused subscriptions
Drop the ones you haven’t touched in 30+ days
£240 / yr
Security first

Built on the highest industry standards

You control your data

Your login stays with your bank. We never see, handle, or store your credentials.

Read-only by design

Breadly is built for insight, not movement. We have no technical power to move your money.

Encrypted & isolated

Your data is encrypted with 256-bit SSL and stored in a private vault, isolated from the public internet.

Total user control

One-click access revocation and full data deletion. You’re always in charge of your information.

Bank-grade standards

256-bit SSL encryption - the same standard used by HSBC, Barclays, JPMorgan Chase and more.

Your money, protected like a bank. Your admin, finally handled.

Get early access
Questions, answered

Everything you might ask

Breadly is an AI personal finance assistant. Right now it connects to your accounts and gives you personalised insights - spotting exactly where you can save and how to optimise your money. We’re actively building the next step: Breadly carrying those actions out for you, like switching bills and cancelling subscriptions, always with your approval.

Get started

Make your money work harder, starting today

One intelligent assistant instead of ten apps and a spreadsheet. Be first to put Breadly to work on your money.