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Your Personal Finance Assistant

See everything in one place, get AI-powered advice and let agents handle the work.

Join the waitlist for exclusive access.

28.8M people in the UK trust AI with their finances

How Breadly Works

See it All. Get Advice. Act.

01

Every Account, One Dashboard

Connect all your accounts. See balances, transactions and spending patterns update in real time — no more app-hopping.

Bank accounts£2,340
Investments£1,850
Pensions£4,200
Assets£3,500
Loans-£1,200
Credit cards-£480
02

Personalised Financial Guidance

Get instant answers from your AI advisor, a tailored plan for debt, savings and investing, plus smart alerts before problems hit.

Breadly AI advisor

Breadly AI

Your financial assistant

How much do I need for an emergency fund?

Breadly AI

Based on your spending of £1,555/mo, you'd want 3–6 months saved — that's £4,665–£9,330. You're at £2,400 right now, so you're almost halfway to the minimum.

03

Automate the Boring Stuff

Breadly cancels wasteful subscriptions, finds cheaper deals and switches providers for you — no calls, no forms, no stress.

Select to cancel

0 selected

Netflix

£15.99/mo

Spotify

£10.99/mo

Audible

£7.99/mo

The Times

£26.00/mo

Your AI Finance Assistant

Ask anything about your money. Get personalised, actionable advice based on your real data.

Breadly AI advisor

Breadly AI

Your financial assistant

Online

How do I clear my debt?

Breadly AI

I can see you have 2 active debts totalling £4,800:

Credit card£1,200 @ 22.9%
Personal loan£3,600 @ 8.9%

Here are your options:

1

Avalanche method — Tackle the credit card first (highest interest). Saves the most long-term.

2

Snowball method — Also credit card first (smallest balance). Quick wins to build momentum.

3

Debt consolidation — Combine both into one loan at ~6%. One payment, less interest overall.

Which option saves me the most?

Breadly AI

The avalanche method saves you the most — around £340 in interest over 18 months. But a consolidation loan at 6% or lower could save £420+ with one simple payment.

Want me to walk you through setting up one of these, or explore more options tailored to your situation?

Security You Can Trust

Bank-Level Encryption

256-bit SSL encryption - the same standard used by HSBC, Barclays, JPMorgan Chase and more.

Read-Only Access

We can only view your balances and transactions if you give permission. Disconnect anytime.

Secure Cloud Hosting

Hosted on AWS - trusted by governments and banks. ISO 27001, SOC 2 and GDPR compliant.

Privacy First

We never sell or share your data. Your information is only used to serve you.

Smarter decisions. Personalised guidance. Real progress. Breadly.