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28.8M people in the UK trust AI with their finances
Connect all your accounts. See balances, transactions and spending patterns update in real time — no more app-hopping.
Connect all your accounts. See balances, transactions and spending patterns update in real time — no more app-hopping.
Get instant answers from your AI advisor, a tailored plan for debt, savings and investing, plus smart alerts before problems hit.

Breadly AI
Your financial assistant
How much do I need for an emergency fund?

Based on your spending of £1,555/mo, you'd want 3–6 months saved — that's £4,665–£9,330. You're at £2,400 right now, so you're almost halfway to the minimum.
Get instant answers from your AI advisor, a tailored plan for debt, savings and investing, plus smart alerts before problems hit.

Breadly AI
Your financial assistant
How much do I need for an emergency fund?

Based on your spending of £1,555/mo, you'd want 3–6 months saved — that's £4,665–£9,330. You're at £2,400 right now, so you're almost halfway to the minimum.
Breadly cancels wasteful subscriptions, finds cheaper deals and switches providers for you — no calls, no forms, no stress.
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0 selectedNetflix
£15.99/mo
Spotify
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Audible
£7.99/mo
The Times
£26.00/mo
Breadly cancels wasteful subscriptions, finds cheaper deals and switches providers for you — no calls, no forms, no stress.
Select to cancel
0 selectedNetflix
£15.99/mo
Spotify
£10.99/mo
Audible
£7.99/mo
The Times
£26.00/mo
Ask anything about your money. Get personalised, actionable advice based on your real data.

Breadly AI
Your financial assistant
How do I clear my debt?

I can see you have 2 active debts totalling £4,800:
Here are your options:
Avalanche method — Tackle the credit card first (highest interest). Saves the most long-term.
Snowball method — Also credit card first (smallest balance). Quick wins to build momentum.
Debt consolidation — Combine both into one loan at ~6%. One payment, less interest overall.
Which option saves me the most?

The avalanche method saves you the most — around £340 in interest over 18 months. But a consolidation loan at 6% or lower could save £420+ with one simple payment.
Want me to walk you through setting up one of these, or explore more options tailored to your situation?
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