Is Breadly available in Ireland?

Yes. Breadly is open to early access users in Ireland. Sign up to be notified when your invite is ready.

Is Breadly an app or a website?

Breadly is currently a web app at getbreadly.com that runs in any modern browser on mobile or desktop. Native iOS and Android apps are planned.

Yes. Breadly uses AI to categorise transactions, surface personalised insights about your spending, and run finance agents that help you take action, for example understanding a bill or planning toward a savings goal.

Does Breadly connect to Irish bank accounts?

Breadly connects to bank accounts via authorised Open Banking providers. Irish bank coverage is being expanded ahead of public launch. The current early access bank list is shown when you connect your accounts inside Breadly.

Is Breadly a regulated financial advisor?

No. Breadly is not a regulated financial advisor and does not provide regulated financial advice. The insights, recommendations, and agent suggestions in Breadly are educational and informational only. For financial decisions of significant scale, consider speaking with a qualified advisor.

AI personal finance app for Ireland

Connect your accounts, see your spending in one place, get personalised AI money insights, and let finance agents help you take action.

Join the early access waitlist.

How Breadly Works

Understand, Plan & Act — Intelligently

Stay Ahead, Effortlessly

Surfaces important changes, upcoming bills, and savings opportunities.

Netflix price increase

2h ago

£10.99 → £13.99/mo from next billing

CancelKeep

Rent due tomorrow

£950.00 — you have £1,240 available

See Balance

Phone bill up 12%

£45 → £50.40 this month

Compare & SwitchDismiss

Stay Ahead, Effortlessly

Surfaces important changes, upcoming bills, and savings opportunities.

Netflix price increase

2h ago

£10.99 → £13.99/mo from next billing

CancelKeep

Rent due tomorrow

£950.00 — you have £1,240 available

See Balance

Phone bill up 12%

£45 → £50.40 this month

Compare & SwitchDismiss

Ask Your AI Finance Assistant

Ask anything about your money and get instant, personalised answers — from tax tips to debt strategy.

Breadly AI

Your financial assistant

How much do I need for an emergency fund?

Based on your spending of £1,555/mo, you'd want 3–6 months saved — that's £4,665–£9,330. You're at £2,400 right now, so you're almost halfway to the minimum.

Ask Your AI Finance Assistant

Ask anything about your money and get instant, personalised answers — from tax tips to debt strategy.

Breadly AI

Your financial assistant

How much do I need for an emergency fund?

Based on your spending of £1,555/mo, you'd want 3–6 months saved — that's £4,665–£9,330. You're at £2,400 right now, so you're almost halfway to the minimum.

A Plan Built Around You

We analyse your income, spending, and goals to generate a step-by-step financial plan based on your real numbers.

Your Financial PlanAuto-generated

£0 / £1,200

1. Use the avalanche method — pay minimums on all, extra on highest interest

2. Consider a 0% balance transfer card

£1,493 / £4,665

— / £100/mo

Updated based on your latest data

A Plan Built Around You

We analyse your income, spending, and goals to generate a step-by-step financial plan based on your real numbers.

Your Financial PlanAuto-generated

£0 / £1,200

1. Use the avalanche method — pay minimums on all, extra on highest interest

2. Consider a 0% balance transfer card

£1,493 / £4,665

— / £100/mo

Updated based on your latest data

Your AI Finance Assistant

Ask anything about your money. Get personalised, actionable advice based on your real data.

Breadly AI

Your financial assistant

Online

How do I clear my debt?

I can see you have 2 active debts totalling £4,800:

Credit card£1,200 @ 22.9%

Personal loan£3,600 @ 8.9%

Here are your options:

Avalanche method — Tackle the credit card first (highest interest). Saves the most long-term.

Snowball method — Also credit card first (smallest balance). Quick wins to build momentum.

Debt consolidation — Combine both into one loan at ~6%. One payment, less interest overall.

Which option saves me the most?

The avalanche method saves you the most — around £340 in interest over 18 months. But a consolidation loan at 6% or lower could save £420+ with one simple payment.

Want me to walk you through setting up one of these, or explore more options tailored to your situation?

Frequently asked questions

Is Breadly available in Ireland?: Yes. Breadly is open to early access users in Ireland. Sign up to be notified when your invite is ready.
Is Breadly an app or a website?: Breadly is currently a web app at getbreadly.com that runs in any modern browser on mobile or desktop. Native iOS and Android apps are planned.
Does Breadly use AI?: Yes. Breadly uses AI to categorise transactions, surface personalised insights about your spending, and run finance agents that help you take action, for example understanding a bill or planning toward a savings goal.
Does Breadly connect to Irish bank accounts?: Breadly connects to bank accounts via authorised Open Banking providers. Irish bank coverage is being expanded ahead of public launch. The current early access bank list is shown when you connect your accounts inside Breadly.
Is Breadly a regulated financial advisor?: No. Breadly is not a regulated financial advisor and does not provide regulated financial advice. The insights, recommendations, and agent suggestions in Breadly are educational and informational only. For financial decisions of significant scale, consider speaking with a qualified advisor.

See your money clearly. Take action sooner. Breadly.